Pay Later

A financial platform that gets you

Take control of your money, plan ahead and pay over time in up to 4 installments without any extra cost.

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A smart, flexible and secure payment method

Shop now and pay later in installments with no late fees, full Sharia-compliance, and total peace of mind.

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Thousands of stores One platform

Shop from over 80,000 stores and discover exclusive deals on your favorite brands.

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Total control in your hands

Track every payment, manage your plan, and stay in charge with the Tamara app.

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How do I pay with Tamara?

Pay In-store

Pay online

01

Let the cashier know you want to use Tabital

01

Select Tabita as your payment option and choose your preferred plan

02

Share your registered mobile number

02

Log in or create a new account using your mobile number

03

You’ll receive an SMS with a payment link, just complete the payment

03

If it’s your first time, verify your identity

04

That’s it! Track your remaining payments through the app

04

Complete the initial payment and manage the rest via the app

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How it works

Explore

Browse over 80,000+ stores and discover your new favorites!

Shop

Shop and select your preferred Tamara payment plan at checkout! No late fees, Sharia compliant.

Manage

Always stay on top of your payments

Save

Enjoy exclusive discounts with the Exclusive Deals program.

Questions you might ask

If you’re older than 18 years of age and are a legal citizen or resident of Ghana, then yes, you are

There could be several reasons, including but not limited to the following:

  • You have unpaid bills from Tabital
  • You have a bad credit history
  • Tabital intricate risk system considers the value of your purchase too high.
  • The value of the items you’re trying to buy exceeds the allowed limit.

If none of the above reasons apply to you, please contact our customer service team!

The store may have maximum or minimum purchase limits that prevent you from completing your order. We may also not have partnered with the store yet.